Discover a variety of programs and tools to help you with housing, taxes, medical bills, service, and emotions. Ministry of Health does not provide disability benefits. Free, trustworthy financial advice for people with disabilities. EmpoweredNYC is a new initiative designed to help New York City residents with disabilities and their families take control of their finances and become more financially stable.
Medicare Mobility devices and some general home devices are covered by Medicare Part B (durable medical devices). If eligible, Medicare will refund you 80% of the cost or allowable amount (the maximum price for each product assigned by Medicare) of the item, whichever is lower. They are responsible for the remaining 20%. Please note that for lift chairs, only the seat lift mechanism is covered.
To be eligible, a doctor must assess your situation and issue a prescription for the medical equipment you need. The medical equipment must be deemed necessary for you to carry out your daily activities and when there are no more cost-effective options available. For more information, visit the Medicare website. Medicaid Waivers Many states have programs (waivers) designed to encourage seniors on Medicaid to move out of care homes and move in with their family members or into the community.
Money Follows the Person (MFP) is one of them but may differ slightly from state to state. In general, exemptions are available for people who need changes to their home to support daily living when they transfer from a nursing home where they have stayed for more than 90 days. Visit the Medicaid website for exemptions available in your state. Tax Deductions Home Remodeling Costs for Individuals or Dependents that exceed 10% (7.5%) of those over 6 years of their annual income may be deducted from their taxable income when filing taxes.
There are some expenses that are not eligible, such as. B. cost of home remodeling reimbursed by Medicaid waivers, health insurance, etc. For more information, visit the IRS website. Installing stair lifts, wheelchair lifts and roll-in showers is considered a home conversion as permanent changes are made to the house to help the elderly or disabled people living there. The Disabled Living Foundation has fact sheets on how to choose devices for various purposes — such as helping with dementia or cognitive impairment.
Charity programs help uninsured patients who cannot afford to pay their medical bills and are not eligible for government assistance. Department of Veterans Affairs Department of Veterans’ Affairs offers multiple programs for elderly or disabled veterans. Your state and local city or county governments can explain to you any housing assistance and programs for people with disabilities in your area. Medicare, Medicaid, private health or disability insurance, and worker’s compensation may pay for some assistive technologies.
Nonprofit and Other Organizations There are many nonprofit and other organizations that provide support to the elderly and disabled both nationally and locally. Medicaid Medicaid is a joint state-funded and government-funded insurance program for low-income, disabled people, and seniors. Assistive technologies such as electronic communication aids (AAC) can change a person’s life and give them an independent voice, but funding from primary care trusts is rare even for children. Medicaid pays for a range of services, but some may not be covered for you due to your age, financial circumstances, family situation, transfer of resource needs, or living conditions.